Financial Insights & Analysis

Expert analysis and insights on Philippines banking, finance, investments, and digital financial services. Stay informed with the latest market trends, regulatory updates, and strategic financial guidance.

All Articles

Showing 6 articles
How One 30-Something Filipino Turned His Side Hustle Expenses Into Free Gadgets Using Credit Cards
Credit Cards

How One 30-Something Filipino Turned His Side Hustle Expenses Into Free Gadgets Using Credit Cards

Meet Carlos, a freelance developer who turned thousands in monthly business expenses into free gadgets using credit card rewards. Learn his strateg...

NE
Nerdcash Editorial
November 3, 2025
Are Filipinos Ditching Cash for Credit Cards in 2025?
Credit Cards

Are Filipinos Ditching Cash for Credit Cards in 2025?

The Philippines is going through a quiet money revolution. From government changes to pandemic habits that stuck around, here's why Filipinos are s...

NT
NerdCash Team
October 24, 2025
"Don't Think Your Credit Card Is an Extension of Your Savings Account": A Financial Coach's Hard-Won Lessons
Financial Lessons

"Don't Think Your Credit Card Is an Extension of Your Savings Account": A Financial Coach's Hard-Won Lessons

Registered Financial Planner Mariel Bitanga shares lessons from 10 years helping Filipinos navigate credit cards and debt, including her own strugg...

NT
NerdCash Team
October 24, 2025
How One 30-Something Filipina Pays for 80% of Her Flights With Credit Card Points And Why She Wishes She Started Sooner
Travel Rewards

How One 30-Something Filipina Pays for 80% of Her Flights With Credit Card Points And Why She Wishes She Started Sooner

Meet Maria, a professional who discovered credit card rewards and now pays for 80% of her flights using miles. Learn her strategy for maximizing po...

NT
NerdCash Team
October 24, 2025
12 Credit Card Hacks That Actually Work in the Philippines
Credit Cards

12 Credit Card Hacks That Actually Work in the Philippines

Learn 12 practical credit card strategies for Filipinos to maximize cashback, points, and rewards across different banks and categories in 2025.

NE
Nerdcash Editorial
October 7, 2025
Hidden Fees to Watch Out for on PH Credit Cards - Nerdcash.ph
Credit Cards

Hidden Fees to Watch Out for on PH Credit Cards - Nerdcash.ph

Discover how Filipinos can save ₱8,000+ a year by identifying and avoiding hidden credit card fees. Learn strategies to beat annual, forex, and l...

NE
Nerdcash Editorial
October 7, 2025
Digital vs Traditional Banks - Which Should You Choose in 2025?
Authority Guide

Digital vs Traditional Banks - Which Should You Choose in 2025?

Discover the strategic banking approach that smart Filipinos use to maximize wealth. Learn how to combine digital and traditional banks for optimal...

NT
NerdCash Team
October 6, 2025
The Credit Card System That Actually Works for Filipinos
Authority Guide

The Credit Card System That Actually Works for Filipinos

A simple, automated credit card system using BDO, BPI, RCBC, and Security Bank that delivers consistent rewards, lower fees, and better financial o...

NT
NerdCash Team
October 1, 2025
Best Starter Cards for First-Time Users
Credit Cards

Best Starter Cards for First-Time Users

Complete guide to choosing your first credit card in the Philippines. Learn which starter cards work best for ₱15,000-₱20,000 earners, how to a...

NE
Nerdcash Editorial
September 15, 2025
Confused by Credit Card Interest? Here's What It Actually Means
Credit Cards

Confused by Credit Card Interest? Here's What It Actually Means

Cut through the credit card jargon with our simple guide to APR, finance charges, and interest rates in the Philippines. Learn how BDO, BPI, RCBC, ...

NE
Nerdcash Editorial
September 14, 2025