Travel Rewards Guide

Maximize Your Travel Rewards

Compare travel credit card points, earn rates, and benefits. Find the perfect card to unlock your next adventure.

Featured Travel Cards

Review welcome bonuses, earning rates, and top perks from leading travel rewards cards in the Philippines.

premium

BPI Blue Mastercard

BPI
Welcome Bonus 5,000 bonus points
Earn Rate (Local) 1 point per ₱30
Annual Fee ₱1,800
Top Perks
Travel insurance
Airport lounge access
Purchase protection
View Details
standard

BPI Gold Mastercard

BPI
Welcome Bonus 3,000 bonus points
Earn Rate (Local) 1 point per ₱35
Annual Fee ₱1,200
Top Perks
Travel insurance
Purchase protection
View Details
premium

BPI Platinum Rewards

BPI
Welcome Bonus 10,000 bonus points
Earn Rate (Local) 1 point per ₱25
Annual Fee ₱3,500
Top Perks
Premium travel insurance
Priority lounge access
Concierge service
Purchase protection
View Details
elite

BPI Signature

BPI
Welcome Bonus 50% off Signature deals
Earn Rate (Local) ₱20 = 2 BPI Points
Annual Fee ₱5,500
Top Perks
Free travel insurance up to ₱20M
Free Airport Lounge Access
24/7 Visa Worldwide Concierge
Low forex rate of 1.85%
View Details
elite

RCBC Visa Infinite

RCBC
Welcome Bonus Up to 100,000 welcome points
Earn Rate (Local) 1 point per ₱30
Annual Fee ₱6,000
Top Perks
Unlimited PAGSS & Priority Pass
Non-expiring rewards points
E-commerce insurance
24/7 concierge service
View Details
premium

Eastwest KrisFlyer World Mastercard

Eastwest
Welcome Bonus 1st year fee waived
Earn Rate (Local) 1 mile per ₱12–38
Annual Fee ₱5,000
Top Perks
10 DragonPass lounges per year
Travel insurance up to ₱20M
Hotel privileges & concierge
KrisFlyer miles earning
View Details

Detailed Comparison

Use the filter above to focus on the rewards that matter most to your travel plans.

Card Name Earn Rate (Local) Earn Rate (International) Welcome Bonus Annual Fee Point Value Best For
BPI Signature
BPI
 ₱20 = 2 BPI Points ₱20 = 2 BPI Points 50% off Signature deals ₱5,500 ₱0.70 per point flights hotels lounge
RCBC Visa Infinite
RCBC
 1 point per ₱30 5× points on overseas spend Up to 100,000 welcome points ₱6,000 ₱0.75 per point flights hotels lounge
Eastwest KrisFlyer World Mastercard
Eastwest
 1 mile per ₱12–38 1 mile per ₱12 1st year fee waived ₱5,000 ₱0.65 per point flights lounge
BPI Blue Mastercard
BPI
 1 point per ₱30 1 point per ₱30 5,000 bonus points ₱1,800 ₱0.50 per point flights hotels
BPI Gold Mastercard
BPI
 1 point per ₱35 1 point per ₱35 3,000 bonus points ₱1,200 ₱0.45 per point flights cashback
BPI Platinum Rewards
BPI
 1 point per ₱25 1 point per ₱20 10,000 bonus points ₱3,500 ₱0.60 per point flights hotels cashback

Travel Points Guide

Explore strategies for earning more points, redeeming smarter, and estimating redemption value.

Use Your Card for Everything

Pay for daily expenses, bills, and subscriptions to accumulate points faster.

Book Travel Directly

International purchases earn more points, especially with premium cards.

Take Advantage of Welcome Bonuses

Meet minimum spending requirements to earn substantial bonus points upfront.

Frequently Asked Questions

Answers to the most common questions about earning and redeeming BPI travel reward points.

You earn points automatically with every eligible purchase. The earning rate depends on your card type - premium cards typically offer better rates. Points are credited to your account within 2-3 billing cycles.
BPI credit card points can be redeemed for flights, hotel stays, travel vouchers, merchandise, or converted to cash rebates. The value varies depending on the redemption option you choose.
Points typically expire after 3 years from the date earned. However, as long as your account remains active and in good standing, you can continue accumulating points.
BPI Platinum Rewards offers the highest earning rate for international purchases (1 point per ₱20) and the best point value (₱0.60 per point), making it ideal for frequent international travelers.