Transparency about how we operate and earn revenue
Last Updated: November 2025
Welcome to NerdCash.ph. Transparency and trust are important to us. This page explains how we operate, how we earn revenue, and what our relationship is with banks and credit card issuers.
NerdCash.ph is an independent online platform that provides information about credit cards, loans, and other financial products available in the Philippines.
Our goal is to help consumers compare options and make informed financial decisions.
We are not a bank, not a credit card issuer, and do not provide financial or lending services directly.
NerdCash.ph is operated by a private company registered in the Philippines.
We are not affiliated with any bank, financial institution, or government agency, including the Bangko Sentral ng Pilipinas (BSP).
All financial products featured on this site are offered by licensed banks or financial institutions regulated by the BSP or other relevant authorities.
Some links on NerdCash.ph are affiliate links. This means that if you click on a link and apply for a product or service, we may receive a referral commission — at no additional cost to you.
These commissions help us maintain the website and create free, educational financial content.
We never prioritize one product over another in exchange for payment; our goal is to present fair and accurate information.
NerdCash.ph does not guarantee approval, rewards, or interest rates for any product listed.
We do not endorse or recommend one provider over another. All financial decisions should be based on your personal circumstances and verified directly with the bank or issuer.
We make every effort to keep information accurate and up to date. However, banks and financial institutions may change terms, rates, or promotions without prior notice.
Always check the latest details directly on the official website of the product provider before applying.