📄 Terms of Use

User agreement and service conditions for NerdCash Philippines

Last Updated: November 2025

Welcome to NerdCash.ph ("we," "our," "us"). By accessing or using this website (the "Site"), you agree to comply with and be bound by the following Terms of Use. Please read them carefully before using the Site.

1. General Information Only

NerdCash.ph provides general information about credit cards, banking products, and related financial services offered by third-party institutions. We do not issue credit cards, provide banking services, or make lending decisions.

All product details, rates, and offers are provided for informational purposes only and are subject to change without notice. You should verify the latest information directly with the respective bank or credit card issuer.

2. No Data Storage or Collection

NerdCash.ph does not collect, store, or retain any personal or financial information from visitors.

When you click on a link to a credit card, loan, or bank product, you are redirected directly to the official website of the relevant bank or card issuer. Any data you provide thereafter is governed by that institution's privacy policy and terms, not ours.

3. No Financial Advice

Content on NerdCash.ph is for informational and educational purposes only and does not constitute financial, legal, or professional advice. You are encouraged to seek independent advice before making any financial decisions.

4. Accuracy and Availability

While we strive to keep information accurate and up to date, NerdCash.ph makes no warranties or representations about the completeness, reliability, or accuracy of any content. Offers, eligibility, and product terms are subject to change by the providers without our control.

6. Limitation of Liability

NerdCash.ph and its owners, affiliates, or contributors shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of or reliance on the information provided on this Site or linked third-party websites.

7. Intellectual Property

All content, design, and materials on NerdCash.ph are owned or licensed by us. You may not copy, distribute, or reproduce any content without prior written permission.

8. Changes to These Terms

We may update these Terms of Use from time to time. The latest version will always be posted on this page with the "Last Updated" date indicated above. Your continued use of the Site after changes are posted constitutes your acceptance of those changes.